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BusinessHub

SWBC's BusinessHub blog is a one-stop resource for business owners and company decision makers.

 

4 Tips for Navigating a Hard Insurance Market

This has been a year of unprecedented changes. A global pandemic, country-wide lockdown, economic downturn, and an uncertain future outlook have combined to create unique challenges for business owners and the insurance industry as a whole. In recent months, we’ve seen the industry shifting out of the longest soft market in recent history and moving toward a hard market. In this blog post, we’ll discuss what a hardening insurance marketplace means for business owners, and give you tips for navigating the changing landscape into 2021.

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The Value of Encouraging Company Vehicle Safety

For some organizations, company vehicles are critical to the day-to-day operations and long-term growth of the company. If that’s the case for your business, your fleet can be an ongoing—and costly—expense. Beyond the initial purchase of the vehicles, your bottom line is affected by maintenance, fuel, and insurance costs.

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Navigating COVID-19 and Workers’ Compensation for Businesses

The coronavirus and its immediate aftermath have upturned American life as we know it, and businesses leaders across the country have questions about how to keep their employees safe and minimize risk to their companies as the country begins to reopen. In this blog post, we’ll discuss how worker’s compensation policies may be affected by the increased risk of communicable disease in the workplace due to the spread of COVID-19.

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Coronavirus and Commercial Insurance: What You Need to Know

As health officials around the globe seek to contain the novel coronavirus (COVID-19), economies and citizens remain unsettled. In the United States this week, public events are being canceled en masse, while businesses and organizations have begun making plans for maintaining the health of their employees and bottom lines in the face of what has just been officially declared a global pandemic.

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Is Cyber Liability Insurance Really Worth It?

Cyber attacks and data security breaches have become a recurring trend in today’s society—just ask Facebook’s, Mark Zuckerberg. This year alone, there have been well over 100 noteworthy data breaches or leaks across a broad spectrum of industries, including major brands such as Blackrock Inc., Instagram, Dunkin Donuts, and Fortnite1.

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5 Employee Benefits You Are Legally Required to Provide

Running a company is no easy task, especially in our ever-changing business landscape. The law is constantly evolving, and with the myriad of options for providing employee benefits, it can be difficult for business owners to keep up! Between health benefits, tuition reimbursement, paternity leave, and retirement savings plans, how are business owners supposed to keep track of what benefits are required by law?

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The Importance of Sexual Harassment Training

Sexual harassment in the workplace is nothing new, but with the recent focus on the #MeToo and Time’s Up movements brought front and center to the internet, television, and social media platforms, many companies across America are more aware about this sensitive topic and the impact it can have on their employees and customers. According to a 2017 study conducted by CNBC, at least one in five Americans has reported experiencing sexual harassment in their place of work, with women alleging incidents more often than men, 27% to 10%, respectively1. If you haven’t already taken a good look at your own company’s sexual harassment policy, training, and insurance coverage, or lack thereof, now is a good time to take a look to ensure you and your employees are properly protected.

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Split-Dollar Insurance: Life Insurance for Executives

If you're looking for a unique benefit solution that will provide your business’ key executives with life insurance and supplemental retirement benefits, split-dollar life insurance fits the bill perfectly.

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Does Your Business Need Inland Marine Insurance?

Does your business transport goods from one place to another? If you do, then you need to know about Inland Marine insurance and how it can help protect your business and the things you transport. Learn the ins-and-outs about this insurance so you can make an informed decision on whether or not your business needs Inland Marine insurance.

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Understanding Errors and Omissions (E&O) Liability Insurance and How It Can Protect Your Business

Errors and Omissions (E&O) Insurance, also known as Professional Liability Insurance, can be somewhat cumbersome to understand, but we hope this blog guides you in the right direction to break down the complexities of it so you and your business are properly covered.

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