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PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Increase Your Home's Value in 5 Simple Steps

No one knows your home like you do. You see its flaws, charm, and room for improvement daily. Whether you are looking to increase the value of your home over time, sell in the near future, or simply for a new project, follow these steps to make your home stand out, and reap the potential financial benefits:

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Tips for Finding a Home that is Best for You: Part 1

Buying a home is one of the biggest financial decisions you will make in your life. Generally speaking, most homebuyers take on a 15- to 30-year mortgage loan, and with that kind of expense and time commitment, you’ll want to be sure you find the home that best suits your and your family’s needs. Here are some helpful tips that you should take into consideration when shopping for your home.

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How to Prepare for a Hurricane

When Hurricane Harvey hit Houston in 2017, it affected an estimated 13 million people in the Gulf Coast region. It claimed 88 lives, left over 200,000 damaged homes in its wake, and caused $125 billion in total damages. According to the National Hurricane Center, three out of five of the costliest hurricanes on record—Harvey, Irma, and Maria—occurred in 2017. Combined, these devastating storm systems racked up $265 billion in total damages to homes, businesses, and infrastructure in just one hurricane season.

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Is Your Wealth Manager the Ideal Candidate?

The interview process is a crucial step in hiring the right candidate for any position, and wealth managers fill a pivotal position in helping you make the right investment decisions. You don’t want to just hire the first person who comes along. Here are some crucial job skills that the ideal wealth management candidate should exemplify:

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Bite-Sized Concepts for New Investors

If you’re new to investing, chances are that you’ve been running in to a lot of intimidating information and confusing industry buzz words. As if risking your hard earned money isn’t daunting enough, trying to learn about the DJIA, REIT’s, 401(k)’s, bull markets, and bear markets (oh my!)—is another challenge entirely. It’s enough to make anyone want to throw up their hands and just stash their savings under the mattress!

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6 Unexpected Homebuying Costs

There are unexpected costs behind every major life investment. The hidden price tag on big purchases can be expensive and is usually non-negotiable. If you want to go to college, you'll need to buy textbooks. Buying a new car? Don't forget the auto insurance!

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5 Must-Listen Podcasts for New Investors

As a new investor, the thought of jumping into the world of investing can be intimidating. You might be struggling with where to start and left with questions like: Should I pay off debt before making my first investment? Should I manage my own investments? What are the risks?

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Auto Insurance Coverage in the Gig Economy

For better or worse, it's hard to dispute the fact that the gig economy is most likely here to stay. More and more Americans are taking on part-time "side hustles" that give them the flexibility to earn extra cash during hours that accommodate their schedules. Businesses such as Favor, Uber, Lyft, Air B&B, Amazon Delivery, and DoorDash have no shortage of interested potential employees.

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Self-Employed? Here's the Documentation You Need to Buy a Home

Owning a business is the American dream for many people. After all, who doesn't want to be the next Steve Jobs or Mark Zuckerberg? And while being self-employed comes with a unique set of perks, it also requires some unique steps in the homebuying process. Because self-employed individuals typically have income that fluctuates and debts that could be tied to their business, lenders will require additional pieces of documentation, but don't let this deter you from realizing the dream of home ownership! If you are an entrepreneur and want to purchase a home, keep reading to learn the types of documentation you may need, as well as any obstacles that could get in your path so that you can properly prepare.

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Back to Basics with Life Insurance

Life insurance should be a part of everyone's financial plan. Whether you are young and healthy or more seasoned with a family, life insurance offers peace of mind and protection for your loved ones. While it may not be comfortable to think about our inevitable death, as the old saying goes, the only thing certain about life is death and taxes!

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