<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=905697862838810&amp;ev=PageView&amp;noscript=1">
Insurance | 3 min read

The Importance of Sexual Harassment Training

Sexual harassment in the workplace is nothing new, but with the recent focus on the #MeToo and Time’s Up movements brought front and center to the internet, television, and social media platforms, many companies across America are more aware about this sensitive topic and the impact it can have on their employees and customers. According to a 2017 study conducted by CNBC, at least one in five Americans has reported experiencing sexual harassment in their place of work, with women alleging incidents more often than men, 27% to 10%, respectively1. If you haven’t already taken a good look at your own company’s sexual harassment policy, training, and insurance coverage, or lack thereof, now is a good time to take a look to ensure you and your employees are properly protected.

Let’s begin with establishing what your company can do to help prevent sexual harassment incidents from occurring in the first place: training and education. That said, no matter how well you train and educate your employees, you may never be able to completely avoid incidents, so incorporating the right insurance coverage is critical to protect your business.

You might also be interested in: The Importance of Women in the Workforce

If your company already has a harassment policy, then you’re somewhat ahead of the game. But, if you’re one of the 10% of companies that doesn’t have an official sexual harassment policy, you may want to begin working with your HR Specialist or consider retaining one to help you navigate, draft, and implement a customized policy for your workplace. Here are a few things you may want to be mindful of when establishing your sexual harassment policy, as well as a few training recommendations you may want to consider.

Things to consider with your sexual harassment policy:

  • Make sure your policy includes all the necessary provisions, such as an anti-retaliation or anti-backlash policy statement

  • Communicate your new harassment policy to all personnel and begin conducting training

  • Make sure your policy has a formal complaint process that all employees understand so they feel comfortable reporting incidents

What to consider for your sexual harassment training:

  • Develop a live training that engages all employees

  • Select an experienced trainer with expertise in providing harassment training that is informative and comprehensive

  • Conduct training that’s outside the box of the normal training and tailor it to the specific division or industry so it relates to your employees

  • Repeat training as needed, and when there's a change to your policy

The other part of the battle is having the right insurance coverage in the event of an unfortunate claim and lawsuit. An Employment Practices Liability Insurance (EPLI) policy or a Directors and Officers Insurance (D&O) policy can help companies protect themselves if faced with a sexual harassment lawsuit. Here’s what they cover:

An EPLI policy provides coverage for defense costs and damages related to an employee-related claim including harassment, discrimination, or other employment-related issues.

A D&O Insurance policy covers a defense costs and damages (settlements) from an alleged wrongful act done by directors or officers

A sexual harassment lawsuit can add up quickly and turn into a huge payout to someone if your company isn’t properly protected.

Combining training, a formal harassment policy, and the right type of insurance coverage will truly show your commitment to your employees and protect your business while promoting a healthy company culture.

If you leave with anything from this blog, I hope it’s understanding the importance of having a sexual harassment policy in the workplace. Once you've created a comprehensive policy, developed an engaging training program, and secured the right insurance coverage, your employees and your company will be better protected from the pitfalls of potential harassment.

https://www.cnbc.com/2017/12/19/one-fifth-of-american-adults-have-been-sexually-harassed-at-work.html

Related Categories

Insurance

Adam Payton

Adam Payton is a commercial insurance producer and senior claims manager for SWBC Insurance Services. With ten years of experience, he focuses on claims and specialized risk business opportunities, such as captives and public entities.

You may also like:

Insurance Real Estate

2023 Economic Outlook and Tips for Real Estate Investors

Since 2020, real estate investors have weathered a global pandemic, a housing boom, increasing outbound migration from c...

Insurance Real Estate

Real Estate Investors Face Rising Insurance Costs in 2023

With inflation reaching its highest point in 40 years and subsequent steep interest rate hikes, the real estate investme...

Insurance

[VIDEO] Navigating a Hard Insurance Market

Since the pandemic hit in 2020, we’ve seen the industry shift out of the longest soft market in decades into a hard mark...

Let Us Know What You Thought about this Post.

Put your Comment Below.

Blog-CTA-Icon_Webinar-Video

FREE WEBINAR

SWBC Business Matters: 2024 Property Tax Outlook

Join our 4th annual fireside chat with two Texas property tax experts as they discuss the state of property taxes in 2024 and beyond. 

On Demand | Duration: 84 minutes 

Watch Now