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PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Recent Posts

5 Ways to Spring Clean Your Finances

It’s hard to imagine the warmth of spring when, for many parts of the country, people are still shoveling snow from driveways while frigid temperatures force us indoors. However, as the weeks continue to fly by, it won’t be long before flowers begin to bloom, temperatures spike, and families head outdoors to soak up the sun’s rays. Spring also brings a less exciting ritual we are all familiar with: spring cleaning.

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How to Save a Down Payment for a Home in 12 Months

There comes a time in many people’s lives when the idea of buying a home goes from “someday” to “someday soon.” However, one of the major hurdles first-time homebuyers face is coming up with a down payment. According to Zillow1, the median home price in the U.S. is $226,800, so a 20% down payment equates to just over $45,000! While saving that much money in a year may seem like an impossible feat, there are options to help you achieve your goal of homeownership. Here are a few ideas to help you get your down-payment account funded within 12 months:

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Self-Employed? Here's the Documentation You Need to Buy a Home

Owning a business is the American dream for many people. After all, who doesn't want to be the next Steve Jobs or Mark Zuckerberg? And while being self-employed comes with a unique set of perks, it also requires some unique steps in the homebuying process. Because self-employed individuals typically have income that fluctuates and debts that could be tied to their business, lenders will require additional pieces of documentation, but don't let this deter you from realizing the dream of home ownership! If you are an entrepreneur and want to purchase a home, keep reading to learn the types of documentation you may need, as well as any obstacles that could get in your path so that you can properly prepare.

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