<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=905697862838810&amp;ev=PageView&amp;noscript=1">

PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

6 Unexpected Homebuying Costs

There are unexpected costs behind every major life investment. The hidden price tag on big purchases can be expensive and is usually non-negotiable. If you want to go to college, you'll need to buy textbooks. Buying a new car? Don't forget the auto insurance!

Read More

Self-Employed? Here's the Documentation You Need to Buy a Home

Owning a business is the American dream for many people. After all, who doesn't want to be the next Steve Jobs or Mark Zuckerberg? And while being self-employed comes with a unique set of perks, it also requires some unique steps in the homebuying process. Because self-employed individuals typically have income that fluctuates and debts that could be tied to their business, lenders will require additional pieces of documentation, but don't let this deter you from realizing the dream of home ownership! If you are an entrepreneur and want to purchase a home, keep reading to learn the types of documentation you may need, as well as any obstacles that could get in your path so that you can properly prepare.

Read More

Spring Cleaning Ideas that will Give Your Home a Facelift

For most homeowners, spring is the perfect time of year to take advantage of warmer weather and get some chores done around the house that they've been putting off because of the cold winter air! Typically, spring cleaning means you're cleaning out junk drawers and donating unused sweaters. However spring cleaning doesn’t have to end there. In fact, with a few simple projects, you can give your home a facelift without having to go through with an entire remodel.

Read More

The Role of a Real Estate Professional

There are many things to consider when you begin the homebuying process. For most homebuyers, particularly first-time homebuyers, working with a real estate professional to find the right home and oversee the negotiating process is ideal. While every situation is unique, it is not wise for inexperienced homebuyers to try to take on the role of a real estate agent themselves. There are several moving parts during the homebuying process, as well as high emotions for the buyers and sellers, so having a team of professionals to help keep things on track and give sound advice is a wise decision. Experienced homeowners know how valuable it can be to have a knowledgeable partner to help them navigate the home search and negotiation process.

Read More

Farm-to-Table, Organic Mortgages?

In today’s fast paced and hectic life, it seems that more people are going “organic” (especially Millennials) when they purchase food for their families. Consumers seeking better quality are buying organic in droves, especially farm-to-table, locally-grown and sourced goods whenever possible. By having some degree of knowledge of where and how their food is produced, consumers have the peace of mind that they are feeding their families wholesome foodstuffs grown under sustainable farming practices.

Read More

Tips for Buying a Foreclosed Home

If you’ve ever shopped for a home, you’ve probably experienced the shock of seeing the price of a foreclosed house. How can that listing price possibly be correct? Compared to other listings you’ve seen, this one seems like the deal of a lifetime. While that could possibly be the case, the house’s actual situation could be a bit more complicated. And, regardless of the house itself, the transaction will likely be different than the normal homebuying experience. Here are five tips to consider if you're interested in buying a foreclosed home!

Read More

How to Protect Against Wire Fraud

You’ve likely heard many of these terms—phishing, spoofing, and malware. The common denominator in nearly all online scams is that hackers want to steal your financial information, identity, and ultimately, your money. These crimes typically fall under the banner of wire fraud.

Read More

Moving with Kids and Pets: Tips for a Smooth Transition

Summer is a favorite time of year for many people—especially kids. For school-aged children, summer means no school, summer camps, and more time outside to play with friends!

However, if your family is planning to move to a new home this summer—as many homebuyers do—instead you could be experiencing the stress of moving, and this kind of tension can easily be picked up by children and pets.

Read More

How to Buy a For Sale By Owner (FSBO) Home

Peak homebuying season is quickly approaching, and you may notice for sale signs sprouting up in every yard! If you’ve already started searching for a new home, you may have noticed a few homes listed as For Sale by Owner, or FSBO. A property listed as FSBO, is exactly what it sounds like—a home that is being sold by its owner without the representation of a real estate agent.

Read More

5 Home Inspection Problems to Avoid

Shopping for a new home is an exciting process. When you do find the perfect home, you might be distracted by sparkling new counter tops or a beautiful backyard and be tempted to sign the dotted line before slowing down to ensure your dream home will stand the test of time.

Read More