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PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Tips for a Successful Open House

Should You Host an Open House?

When it comes to selling your home, hosting an open house to drive foot traffic and attract buyers has traditionally been part of the process. However, statistics show that open houses may be becoming a relic of the past. According to the National Association of Realtors, only 3% of buyers visited an open house before purchasing their home.

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Obtaining a VA Loan in the Current Housing Market

If you serve or have served in the military and are considering buying a home with your VA home loan, you probably have a lot of questions. The homebuying process can be difficult enough to navigate without adding the VA loan to the mix, but if you know the basics and work with a knowledgeable loan officer, buying a home could be a breeze.

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Tips for Finding a Home That is Best for You: Part 2

In a recent blog post, we provided a few tips on what to consider when you're buying a home. Here are a few more to help you on your homebuying journey!

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Increase Your Home's Value in 5 Simple Steps

No one knows your home like you do. You see its flaws, charm, and room for improvement daily. Whether you are looking to increase the value of your home over time, sell in the near future, or simply for a new project, follow these steps to make your home stand out, and reap the potential financial benefits:

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6 Unexpected Homebuying Costs

There are unexpected costs behind every major life investment. The hidden price tag on big purchases can be expensive and is usually non-negotiable. If you want to go to college, you'll need to buy textbooks. Buying a new car? Don't forget the auto insurance!

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Self-Employed? Here's the Documentation You Need to Buy a Home

Owning a business is the American dream for many people. After all, who doesn't want to be the next Steve Jobs or Mark Zuckerberg? And while being self-employed comes with a unique set of perks, it also requires some unique steps in the homebuying process. Because self-employed individuals typically have income that fluctuates and debts that could be tied to their business, lenders will require additional pieces of documentation, but don't let this deter you from realizing the dream of home ownership! If you are an entrepreneur and want to purchase a home, keep reading to learn the types of documentation you may need, as well as any obstacles that could get in your path so that you can properly prepare.

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Spring Cleaning Ideas that will Give Your Home a Facelift

For most homeowners, spring is the perfect time of year to take advantage of warmer weather and get some chores done around the house that they've been putting off because of the cold winter air! Typically, spring cleaning means you're cleaning out junk drawers and donating unused sweaters. However spring cleaning doesn’t have to end there. In fact, with a few simple projects, you can give your home a facelift without having to go through with an entire remodel.

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The Role of a Real Estate Professional

There are many things to consider when you begin the homebuying process. For most homebuyers, particularly first-time homebuyers, working with a real estate professional to find the right home and oversee the negotiating process is ideal. While every situation is unique, it is not wise for inexperienced homebuyers to try to take on the role of a real estate agent themselves. There are several moving parts during the homebuying process, as well as high emotions for the buyers and sellers, so having a team of professionals to help keep things on track and give sound advice is a wise decision. Experienced homeowners know how valuable it can be to have a knowledgeable partner to help them navigate the home search and negotiation process.

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Farm-to-Table, Organic Mortgages?

In today’s fast paced and hectic life, it seems that more people are going “organic” (especially Millennials) when they purchase food for their families. Consumers seeking better quality are buying organic in droves, especially farm-to-table, locally-grown and sourced goods whenever possible. By having some degree of knowledge of where and how their food is produced, consumers have the peace of mind that they are feeding their families wholesome foodstuffs grown under sustainable farming practices.

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Tips for Buying a Foreclosed Home

If you’ve ever shopped for a home, you’ve probably experienced the shock of seeing the price of a foreclosed house. How can that listing price possibly be correct? Compared to other listings you’ve seen, this one seems like the deal of a lifetime. While that could possibly be the case, the house’s actual situation could be a bit more complicated. And, regardless of the house itself, the transaction will likely be different than the normal homebuying experience. Here are five tips to consider if you're interested in buying a foreclosed home!

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