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When it comes to auto insurance, most drivers know that they need it, they know the basics about their policy choices—deductible, premiums, covered drivers—but rarely do consumers have a in-depth understanding of exactly what their policy covers. While it can be somewhat boring to pour through the pages of you insurance policy, it's important to understand the details of your coverage to ensure you aren't under-or over-insured.

Over the last few years, severe weather events have become more common and damaging than ever, costing the nation millions of dollars in damages. As weather threats increase, protecting your possessions should be a priority; this includes your vehicle(s). Since vehicles are typically parked out in the elements, they are directly exposed to any type of weather that strikes them. Though vehicles are durable, they cannot withstand severe weather as much as your home—making them vulnerable to damage.

Congratulations, you have successfully completed and submitted your life insurance application! So, what’s next? There’s a lot that goes into buying life insurance and many times, a life insurance medical exam is one of those items. Like any exam, being prepared can help eliminate those exam-day jitters. Your exam results will help an insurer determine if you qualify for a life insurance policy and if so, how much the final premium may cost you.

Handing over a set of car keys to your first-time teen driver can be exciting and frightening at the same time. Setting the right expectations and rules before they get behind the wheel can help you prevent potential accidents and keep your teen safe.

When you buy a home, your lender requires that you secure a homeowners insurance policy, and you’re likely aware of how important it is to protect your home and your possessions from potential damage. Things like a bathroom flooding or home burglaries, unfortunately, happen every day so it’s necessary to protect yourself. However, did you know your policy may also protect you and your home and belongings from things that you thought only happen in the movies?

As a homeowner, you’ve probably noticed that your homeowners insurance premiums have increased over time. This is completely common and to be expected, but that doesn’t mean you can’t take some steps to lower these costs. Take these seven suggestions to heart if you’re looking for ways to save some money on your premiums.

If you own a boat, jet ski, or RV, or you're thinking about investing in one, protecting them with the right type of insurance coverage is important. After all, they are very big investments that can range from $5,000 to well over $100,000. You might think your current auto insurance policy could provide the insurance protection you need, but that’s not quite the case. Each of these specialty vehicles requires its own kind of insurance coverage to ensure you’re covered in case of an accident or covered loss.

As if falling victim to a natural disaster or major home burglary isn't bad enough, such a situation also hands you a major to-do list to repair your home. It's hard to even know where to start. Luckily, that's what we're here for. Here is a guide to how to select a good contractor after you've filed a large insurance claim.

In light of recent weather-related events, some of you may be re-evaluating your home's flood insurance coverage. Since flood insurance is not something an average homeowner may be overly concerned with, when determining if your home and family really need it, you probably have many questions that come to mind.

I think at this point, given the multitude of weather-related events that have occurred, we have all seen online and on TV the damage and downright destruction a flood can cause. You've probably heard the stat that 80% of homes in Houston, Texas that were affected by Hurricane Harvey related flooding, did not have flood insurance. That's because some of the households live in a moderate- to a low-risk area for flooding, so homeowners didn't believe the need was great enough to purchase flood insurance from either Federal Emergency Management Agency (FEMA), who runs the program, or a private firm. However, the National Flood Insurance Program (NFIP) states that 25% of all flood claims come from outside of the high-risk zones. That means there's a chance that flooding can happen anywhere, regardless of where your home is located.