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As you may already know, the Atlantic hurricane season begins on June 1 and runs through November 30, but what you may not be aware of is that the 2020 hurricane season is predicted to be an above-normal season in activity. The National Oceanic and Atmospheric Administration (NOAA) outlook for this season includes 13-19 named storms, with 6-10 predicted to become hurricanes, and 3-6 predicted to be classified as major hurricanes¹.

If you’re anything like me, your pets are considered valued members of the family, and, like kids, they can be expensive! Between high-quality organic pet food, trips to the groomers, lavish toys, and vet bills, our pets’ bills pile up. According to Investopedia, “There are 179 million pets in North America that create an estimated $58.5 billion in annual spending. Vet care is the third largest expenditure in the category, costing pet owners about $15.25 billion per year.”

Most of us have experienced the inconveniences that can come with bad weather, but hail storms can turn into much more than a minor inconvenience—they can become dangerous quickly. Hail, a precipitation made of solid ice, is distinct from sleet, and can do grave damage to property. According to TheWeatherChannel.com, hail storms can occur at any time during the year, but they occur most often between February and July, and it’s usually difficult to predict exactly where a hail storm will hit until about an hour before it occurs.

Many of us have found ourselves in unprecedented situations. Some of us are working full-time from home, homeschooling our school-aged children, and providing full-time childcare for younger children that may be unable to attend daycare in the midst of COVID-19 closures.

Life insurance should be a part of everyone's financial plan. Whether you are a young millennial starting your career and family, or a baby boomer making plans for retirement and taking care of your legacy, life insurance offers peace of mind and protection for your loved ones.

For as long as humans have been cooking with open flames inside of a shelter, we have been trying to mitigate the risk of fire in our homes. A residential fire is a homeowner’s worst nightmare—damage to property is often total, and the safety of loved ones and pets can be in jeopardy. Each year, fires are responsible for over 2,500 deaths and $7 billion in property damage.¹

For nearly half a century, the Surgeon General has been warning the public about the dangers of smoking, and for good reason. According to the Center for Disease Control and Prevention, “Smoking cigarettes is the leading cause of preventable disease and death in the United States, accounting for more than 480,000 deaths every year, or about 1 in 5 deaths.”¹

Like the Bermuda Triangle, the Sphinx, and the island of Atlantis, the way that car insurance rates are calculated is one of life's great mysteries. There are many factors that go into determining your individual rate, but there are also behaviors beyond your control that can have a potential impact on your premiums.

When researching flood insurance policies, whether by personal choice or by mandate from your mortgage company, price is likely one of the aspects that is high on your inquiry list. For many people, there are two policy options: the National Flood Insurance Program (NFIP) managed by the Federal Emergency Management Agency (FEMA), and private market flood insurance, both of which can be purchased through a licensed insurance agent.

Are you one of the 62% of Americans that has life insurance coverage? If you answered 'yes,' congratulations and job well done! You have taken a proactive step in securing the future of your loved ones in the event of your untimely death. Life insurance should be a part of everyone's financial plan.