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You found your dream apartment and signed the lease. Congratulations! It’s time to move into your first apartment—what an exciting journey it will be. While you might be ready to jump head-first into your new place, you'll need some essentials to start your journey off right. There are a lot of items you need for your apartment. Let’s walk through the basics of what you will need to crush your first apartment move.

There’s really no getting around it—discussing life insurance with loved ones can be uncomfortable. Unfortunately, with the coronavirus pandemic tearing through the country and the number of worldwide deaths approaching one million, it’s more important than ever to discuss life insurance options with your family members—especially if do not have coverage today.

The cancellation of concerts, sporting events, and large gatherings in 2020 has created a lot of time to kill, and with kids being out of school and many parents working from home, most of us have been filling the hours with Netflix binges. While the large-scale closures and limited plane travel this year may have thrown a wrench in your vacation plans, there are still ways to get out and enjoy some time away this summer.

I’m sure when you woke up this morning, death was not something that crossed your mind. To think about “the end” is not how most people start their days, but unfortunately, the actions that should take place after the inevitable is something that really ought be carefully planned out. Stop for a moment and think to yourself who would bear the burden if you were to die today. Are there certain responsibilities that your loved ones would suddenly have to take over?

It’s officially summer! Time to soak up some sun and stay cool by going to your favorite water spot. If you own a boat, chances are you’re already a summertime enthusiast. There’s nothing quite like hitting the water on a quiet morning ahead of an all-day fishing trip, or seeing one of your kids stand up on water skis for the first time. Whether you’re an avid boater or a weekend wake warrior, it’s always a good idea to review some boating safety tips to keep you, your passengers, and your boat safe this summer.

As you may already know, the Atlantic hurricane season begins on June 1 and runs through November 30, but what you may not be aware of is that the 2020 hurricane season is predicted to be an above-normal season in activity. The National Oceanic and Atmospheric Administration (NOAA) outlook for this season includes 13-19 named storms, with 6-10 predicted to become hurricanes, and 3-6 predicted to be classified as major hurricanes¹.

If you’re anything like me, your pets are considered valued members of the family, and, like kids, they can be expensive! Between high-quality organic pet food, trips to the groomers, lavish toys, and vet bills, our pets’ bills pile up. According to Investopedia, “There are 179 million pets in North America that create an estimated $58.5 billion in annual spending. Vet care is the third largest expenditure in the category, costing pet owners about $15.25 billion per year.”

Most of us have experienced the inconveniences that can come with bad weather, but hail storms can turn into much more than a minor inconvenience—they can become dangerous quickly. Hail, a precipitation made of solid ice, is distinct from sleet, and can do grave damage to property. According to TheWeatherChannel.com, hail storms can occur at any time during the year, but they occur most often between February and July, and it’s usually difficult to predict exactly where a hail storm will hit until about an hour before it occurs.

Many of us have found ourselves in unprecedented situations. Some of us are working full-time from home, homeschooling our school-aged children, and providing full-time childcare for younger children that may be unable to attend daycare in the midst of COVID-19 closures.

Life insurance should be a part of everyone's financial plan. Whether you are a young millennial starting your career and family, or a baby boomer making plans for retirement and taking care of your legacy, life insurance offers peace of mind and protection for your loved ones.