<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=905697862838810&amp;ev=PageView&amp;noscript=1">

PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Recent Posts

Your Emergency Kit Must-Haves [Infographic]

During the first half of 2015, there were 80 natural disasters across the U.S., including severe thunderstorms, winter storms, floods, earthquakes, tornadoes, wildfires, heat waves, and droughts, according to the Insurance Information Institute. The insurance losses for these disasters is estimated at $8,200,000, but more devastatingly are the 154 fatalities.

We all know Mother Nature is unpredictable and out of our control, but what we can control is how prepared we are when disaster (or the zombie apocalypse) strikes. If you don't have an emergency kit for your home and car, start assembling them today, and use our infographic as a guide to help you prepare.

Read More

3 Must-Dos to Protect Your Most Valuable Possessions

We all know life can be full of surprises. That being said, most of us would agree it would be risky and ill-advised to skip auto, home, and life insurance. These are all things we don’t think twice about insuring. But, what about large collections of art, antiques, or jewelry? Family heirlooms, a coin collection, or that nice set of china? These things may not immediately come to mind when you think of the word “insurance,” but properly insuring your collection of unique valuables is essential in order to protect them in the event they are lost, stolen, or damaged. Need help getting started?

Check out these three must-dos to protect your valuables.

Read More

5 Ways to Reduce Your Auto Insurance Rates

Auto insurance is one of those necessary expenses that most drivers would probably prefer to to skip altogether—until they are involved in an accident and realize that their auto insurance policy saved them thousands of dollars and helped to put them behind the wheel of a replacement vehicle.

Read More

3 Reasons Why You Should Create an Inventory of Your Personal Items

Tornados, hurricanes, floods, fires, and burglaries…oh my! These are a few of the natural or man-made disasters that homeowners never want to experience. Losing valuable possessions that may have taken years to accumulate in a traumatic event can be devastating.

Read More

Protect Your Bling This Valentine's Day

Do you feel it? Love is in the air! Happy Valentine's Day, friends! It's no secret that jewelry sales increase during the season of love, and if you were one of the lucky recipients (or givers) of a new piece of bling, there are a few things you can—and should—do to ensure that your new jewelry keeps its sparkle and shine. Whether an engagement ring (congratulations!), an anniversary present, or an inherited family heirloom, it's important that you make a concerted effort to protect and insure those precious stones. 

Read More

Renters Insurance Coverage: It’s Too Important to Ignore

Natural disasters are inevitable. From floods, forest fires, hurricanes, tornadoes, and mudslides, no area of the country is immune to their effects. The emotional and psychological damage associated with natural disasters is unthinkable, and the last thing that a renter should have to deal with is the financial burden of not being covered when an incident occurs.

Read More

Umbrella Liability Insurance: Coverage You Can't Afford to be Without

Do you remember the day where you were free to write a review on Yelp, take a rant to Twitter, or comment on a blog or Facebook thread without fear of being sued?

These lawsuits that were few and far between then are increasingly common as companies find themselves losing business due to online reviews they believe to be inaccurate.

Read More

Homeowners Insurance: Replacement Cost Value and Actual Cash Value Explained

As if homeowner insurance wasn't confusing enough, often times, the consumer is forced to decide between actual cash value or replacement cost when selecting an insurance policy. This decision will affect your monthly insurance premium so familiarize yourself with the subtle differences that could make a world of difference should you ever need to file a claim.

Read More

Auto Insurance 101: Full Coverage Versus Liability-Only Coverage

​​​You never really know how valuable personal insurance can be until you have to put it to use. Don't let that be the first time you've reviewed your policies for gaps in coverage. Are you fully covered? Do you only maintain liability?  How do you know what type you should have?

Read More

3 Reasons Why You Need Travel Insurance

Are you planning a family vacation, honeymoon or weekend getaway? Regardless of your destination, unexpected accidents and illness can potentially foil travel plans. The good news is that travel insurance can help protect you from medical and financial hardships that may arise due to cancelled travel arrangements.

Read More