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PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

4 Ways to Avoid Charity Scams

It’s a great thing to want to help others, and making donations to charity is one great way to aid people in need. Giving to charity can bring about numerous benefits for causes and the people and places they benefit, but just like many things in life, donors should consider risk before giving. Scammers and unscrupulous groups use proven methods and continuously seek new ways to trick those interested in donating to charity. Attackers continue to race to the bottom.

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Staying Connected in Disconnected Times

It’s fair to say that we’re living in strange times. And as we all attempt to adjust to our new normal, some things are tougher than others to get used to. One aspect of life that many of us miss the most is the ability to spend time with friends and family members that we’re separated from during quarantine. Temporarily gone are the days of after-work happy hours with friends, visiting your grandma at her retirement home, playing a weekly basketball game with your buddies at the gym, and sitting with friends at the park as your kids have a playdate.

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Stay Safe on the Water with These Boating Safety Tips

It’s officially summer! Time to soak up some sun and stay cool by going to your favorite water spot. If you own a boat, chances are you’re already a summertime enthusiast. There’s nothing quite like hitting the water on a quiet morning ahead of an all-day fishing trip, or seeing one of your kids stand up on water skis for the first time. Whether you’re an avid boater or a weekend wake warrior, it’s always a good idea to review some boating safety tips to keep you, your passengers, and your boat safe this summer.

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5 Common Myths About Hurricanes

As you may already know, the Atlantic hurricane season begins on June 1 and runs through November 30, but what you may not be aware of is that the 2020 hurricane season is predicted to be an above-normal season in activity. The National Oceanic and Atmospheric Administration (NOAA) outlook for this season includes 13-19 named storms, with 6-10 predicted to become hurricanes, and 3-6 predicted to be classified as major hurricanes1.

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Protect Your Furry Friends with Pet Insurance

If you’re anything like me, your pets are considered valued members of the family, and, like kids, they can be expensive! Between high-quality organic pet food, trips to the groomers, lavish toys, and vet bills, our pets’ bills pile up. According to Investopedia, “There are 179 million pets in North America that create an estimated $58.5 billion in annual spending. Vet care is the third largest expenditure in the category, costing pet owners about $15.25 billion per year.”

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4 Tips for Acclimating to Your New Normal

For most, if not all, of us, “normal” looks pretty different these days. Maybe you’re stuck at home with no place to go. Or maybe you’re an essential worker, tasked with the responsibility to work outside your home, even as the world around us all is, in many ways, unrecognizable. Regardless of our individual differences, one thing we all have in common right now is that because the world has changed, our lives have changed, too.

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5 Ways to Protect Your Home from Hail Damage

Most of us have experienced the inconveniences that can come with bad weather, but hail storms can turn into much more than a minor inconvenience—they can become dangerous quickly. Hail, a precipitation made of solid ice, is distinct from sleet, and can do grave damage to property. According to TheWeatherChannel.com, hail storms can occur at any time during the year, but they occur most often between February and July, and it’s usually difficult to predict exactly where a hail storm will hit until about an hour before it occurs.

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5 Cost-Effective Ways to Update Your Driveway

Let’s say you’ve been in your home for quite some time, and you decide that it’s time for an exterior makeover. Coming up with some creative ideas to spruce up your driveway is the easy part; coming up with the money to cover it is another story. Although renovating your driveway adds value to your home, it can be costly. Incorporating some DIYs into your driveway makeover allows you to customize your driveway while keeping the cost down, allowing you to stick to a budget you are comfortable with.

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4 Apps That Support Relaxation and Mental Health

Most of us encounter quite a few stressors in our “normal” daily lives. From challenging work projects to traffic jams and relationship issues, things can be tough. But in our current times, when much of the world we’d grown accustomed to has changed for the foreseeable future, with masks and quarantine, homeschooling and working from home, all the additional stressors can begin to take a significant toll. Relaxation and mental health maintenance are key!

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Best Practices for Homeschooling During Coronavirus

Let’s face it, we are living in unprecedented times and for most of us, our daily schedule is anything but “normal.” Parents wear many hats. On a day-to-day basis we play the role of a nurse, chef, mediator, and now…. a teacher. Due to COVID-19 and the corresponding school closures, almost overnight many parents have been forced to become an expert in English, math, science, and even P.E.

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