<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=905697862838810&amp;ev=PageView&amp;noscript=1">

PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Part 2: 4 Simple Tips to Winterize Your Home

In a recent blog post, we provided a few tips on getting your home ready for colder weather. Here are a few more to help you stay warm this winter!

Read More

Living with HeArt: Amanda and The Protean Effect

For many Americans, the idea of securing life insurance can be overwhelming, and 86% of uninsured people over-estimate the cost of life insurance by nearly two times according to LIMRA1. Life insurance isn’t always something we love to think about, but it often makes a world of difference, as it did for Amanda and her family.

Read More

Part 1: 4 Simple Steps to "Winterize" Your Home

Ah, fall! The nights are getting longer and the days are getting chilly. Between carving a jack-o-lantern, kicking off football season, and getting your pumpkin spice on, you’ll want to make sure you’re getting ready for colder weather by winterizing your home. Like a bear preparing its den for hibernation during the fall, this is the best season to make sure your nest is warm and cozy when winter weather sets in.

Read More

5 Ways To Use Your Refinance Savings

Refinancing your home can have many benefits, but the main one that typically entices borrowers is the potential to save money on monthly payments. For some, a refinance could result in a decreased interest rate and subsequent savings on their monthly payment. If you’re fortunate enough to have that result, don’t spend that extra money just yet! Consider one of these options to make the most of your refinance savings.

Read More

How to Save a Down Payment for a Home in 12 Months

There comes a time in many people’s lives when the idea of buying a home goes from “someday” to “someday soon.” However, one of the major hurdles first-time homebuyers face is coming up with a down payment. According to Zillow1, the median home price in the U.S. is $226,800, so a 20% down payment equates to just over $45,000! While saving that much money in a year may seem like an impossible feat, there are options to help you achieve your goal of homeownership. Here are a few ideas to help you get your down-payment account funded within 12 months:

Read More

If You're Thinking About Refinancing Your Mortgage, Ask Yourself These Questions

With interest rates near historic lows, it’s a good time to consider whether refinancing your home loan might help you lower your monthly payment or achieve other financial goals such as paying for college or home improvements. Simply stated, when you refinance your mortgage, you take out a new loan that pays off your original mortgage. The new loan can have a lower interest rate, a shorter or longer loan term, and depending on the appraised value of your home, you may be able to borrow more.

Read More

How a Flood Policy is Priced

When researching flood insurance policies, whether by personal choice or by mandate from your mortgage company, price is likely one of the aspects that is high on your inquiry list. For many people, there are two policy options: the National Flood Insurance Program (NFIP) managed by the Federal Emergency Management Agency (FEMA), and private market flood insurance, both of which can be purchased through a licensed insurance agent.

Read More

Living With HeART #LIAM

September is Life Insurance Awareness Month, and every year, we make a concerted effort to educate the public about the importance of life insurance. For many Americans, the idea of securing life insurance can be overwhelming, and 86% of uninsured people over-estimate the cost of life insurance by nearly two times according to LIMRA.1

Read More

Top Reasons to Get Life Insurance

Think you don’t need life insurance? Well, you’re not alone. In fact, according to a 2018 study, 4 out of 5 Americans without life insurance believe they don’t need coverage.1 The truth is, you could leave your loved ones at financial risk without a policy in place to protect them if you pass away. Play our game below to discover some of the top reasons to get life insurance.

Read More

6 Must- Do's When Naming Your Life Insurance Beneficiary

Are you one of the 62% of Americans that has life insurance coverage? If you answered 'yes,' congratulations and job well done! You have taken a proactive step in securing the future of your loved ones in the event of your untimely death. Life insurance should be a part of everyone's financial plan.

Read More