Joan Cleveland, CLU, ChFC, REBC is President and CEO of SWBC Life Insurance Company and SWBC Property and Casualty Insurance Company, with more than 35 years of experience in the life insurance industry. She holds her Agent license for Life and Accident & Health Insurance, along with multiple FINRA securities licenses. Joan is a frequent industry speaker and media spokesperson. She is a member of the Board of Directors of the Consumer Credit Insurance Association, Board Chair of the Life Insurers Council and an active member of the Texas Association of Life and Health Insurers.