<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=905697862838810&amp;ev=PageView&amp;noscript=1">

PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Recent Posts

Common Room Additions and Average Cost

It’s finally happened, you’ve outgrown your house and need more space. However, there is one problem: you don’t want to move—you absolutely love your home and the location is unbeatable, but you still need more space! After browsing a couple of real estate websites, you still can’t even consider the thought of moving. No worries! You can always add on a room to your house. People do it all the time. Depending on how much extra space you need, there are a bunch of different options and ideas to help make you happier in your home!

Read More

Septic System Do's and Don'ts

Septic systems can be a little touchy and a bit hard to get used to, especially if you have never lived in a house that has one. Here are a couple of best practices to follow and tips on what to avoid when living in a home that has a septic system installed.

Read More

Get the Most Out of the Homebuying Season

Springtime is near and you've been teeter-tottering with the idea of buying a new home.  Your five seconds of summer is a hop, skip and a jump away, which means that homebuying season is heating up for buyers and sellers. Yes, it's a prime time and one of the best seasons to dive into the pool of real estate. Why? Forty percent of home sales occur during the warm months of April, May and June. So, inventory of homes is expected to skyrocket during the peak season.

Read More

Spruce Up Your Home with 4 Simple DIY Projects

Do-it-yourself (DIY) home projects are all the rage right now, especially with popular television shows, such as Property Brothers, Fixer Upper, and Flip or Flop. It's exciting for homeowners to imagine their outdated home take on a new life with a few "quick" and "easy" projects. I put quotation marks on quick and easy because let's face it, although they make it look easy and pain-free on T.V., refinishing wood floors, removing walls to create open floor plans, or retiling a bathroom is no picnic! While you should probably leave major remodeling jobs to the pros, unless you fancy yourself a handyman/woman, there are some DIY projects that you can tackle yourself—whether you are planning to sell your home, or just want to give it a fresh, updated look. 

Read More

Quarterly and Bi-Annual Tasks to Keep your Home in Tip-Top Shape

In a previous article, we explored the advantages of breaking home maintenance tasks into easy monthly pieces to keep your home in tip-top condition. Going from being a renter, where all of your maintenance is taken care of for you by simply calling your landlord, to being a homeowner where you are responsible for every leaky faucet or clogged toilet can be overwhelming.

To help you avoid the stress and expense of a major maintenance nightmare, we've taken it one step further and put together a list of quarterly and bi-annual tasks that you should do to help you prevent larger, expensive repairs. 

Read More

Buying a Home in the Right School District

Purchasing a home comes with a number of considerations—quality of neighborhood, traffic congestion, convenience to support a lifestyle, school district rankings. What if I told you that one of the most influential factors when deciding where to buy is the school district that is among the neighborhood?

While many may think that it’s the actual house that drives borrowers to make the final purchase on a home, a recent survey found on Realtor.com shows school district boundaries affect the buying decisions for more than 60% of homebuyers, and more than 90% said that buying a home in the school district of their choice is “important."

True, buying a home is one of the most important decisions you will make in your life. But, deciding on where your child will receive their education is among those significant decisions, too. So you’re probably thinking, how on earth do I evaluate the school districts and decide on a home? Rest assured; we’re here to help.

Read More

Selling Your Home for Top Dollar

If you are considering selling your home in the near future, keep in mind that smart improvements made now may help you maximize your financial investment and sell your home more quickly.

As we discovered from The 4 Lessons I Learned as a First-Time Homebuyer, buyers will often make a decision to purchase based off first impressions, and subsequently start visualizing living there. That’s why it’s critical to make sure that the first impression is a positive one and to position your home at its best resale value!

Read More

5 Questions to Ask Yourself Before Putting an Offer on a Home

When it comes to buying your dream home, it's easy to get caught up in all of the pretty little details that lie within the four walls of the structure. But, before you decide to move forward, there are a number of influential factors that contribute to determining if it's a worthwhile investment for you.

Read More

Homebuying 101: FHA Mortgage Loans Explained

A Federal Housing Administration (FHA) mortgage loan, a federal government insured loan, offers a variety of benefits for prospective homeowners, especially first-time homebuyers and those with smaller down payments.

Read More