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PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Outsmart the Heat: 6 Tips to Keep Your Home Cool All Summer

In case you couldn’t feel it already—summer is here! With 100-degree days becoming the new norm for much of the country, it’s easy to lose your cool trying to keep yourself and your home a refreshing, air-conditioned paradise away from the heat of the day.

Just because its summer doesn’t mean you’ll have to battle out the rising temperatures every day.

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5 Essential Home Maintenance Projects for Spring

Homeowners are encouraged to maintain their home in order to retain its property value over the long term. Warm spring weather offers a great opportunity for you to pursue home maintenance tasks that can improve the appearance and function of your property. Here are five tasks that you can do to upgrade your home.

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5 Home Inspection Problems to Avoid

Shopping for a new home is an exciting process. When you do find the perfect home, you might be distracted by sparkling new counter tops or a beautiful backyard and be tempted to sign the dotted line before slowing down to ensure your dream home will stand the test of time.

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How to Select the Right Contractor After an Insurance Claim

As if falling victim to a natural disaster or major home burglary isn't bad enough, such a situation also hands you a major to-do list to repair your home. It's hard to even know where to start. Luckily, that's what we're here for. Here is a guide to how to select a good contractor after you've filed a large insurance claim.

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Why Flood Insurance May Not Be Enough Protection for Your Home

I think at this point, given the multitude of weather-related events that have occurred, we have all seen online and on TV the damage and downright destruction a flood can cause. You've probably heard the stat that 80% of homes in Houston, Texas that were affected by Hurricane Harvey related flooding, did not have flood insurance. That's because some of the households live in a moderate- to a low-risk area for flooding, so homeowners didn't believe the need was great enough to purchase flood insurance from either Federal Emergency Management Agency (FEMA), who runs the program, or a private firm. However, the National Flood Insurance Program (NFIP) states that 25% of all flood claims come from outside of the high-risk zones. That means there's a chance that flooding can happen anywhere, regardless of where your home is located.

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Begin Your Kitchen Renovation in 3 Steps

Are you ready to ditch your cookie-cutter kitchen? For most families, the kitchen is the heart of the house, where family food traditions and sweet memories are made. That's why it’s ideal to keep your kitchen looking and feeling fresh and up-to-date! If a kitchen remodel is in your future, here is breakdown of the kitchen renovation process.

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Septic System Do's and Don'ts

Septic systems can be a little touchy and a bit hard to get used to, especially if you have never lived in a house that has one. Here are a couple of best practices to follow and tips on what to avoid when living in a home that has a septic system installed.

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Spruce Up Your Home with 4 Simple DIY Projects

Do-it-yourself (DIY) home projects are all the rage right now, especially with popular television shows, such as Property Brothers, Fixer Upper, and Flip or Flop. It's exciting for homeowners to imagine their outdated home take on a new life with a few "quick" and "easy" projects. I put quotation marks on quick and easy because let's face it, although they make it look easy and pain-free on T.V., refinishing wood floors, removing walls to create open floor plans, or retiling a bathroom is no picnic! While you should probably leave major remodeling jobs to the pros, unless you fancy yourself a handyman/woman, there are some DIY projects that you can tackle yourself—whether you are planning to sell your home, or just want to give it a fresh, updated look. 

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Quarterly and Bi-Annual Tasks to Keep your Home in Tip-Top Shape

In a previous article, we explored the advantages of breaking home maintenance tasks into easy monthly pieces to keep your home in tip-top condition. Going from being a renter, where all of your maintenance is taken care of for you by simply calling your landlord, to being a homeowner where you are responsible for every leaky faucet or clogged toilet can be overwhelming.

To help you avoid the stress and expense of a major maintenance nightmare, we've taken it one step further and put together a list of quarterly and bi-annual tasks that you should do to help you prevent larger, expensive repairs. 

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