I think at this point, given the multitude of weather-related events that have occurred, we have all seen online and on TV the damage and downright destruction a flood can cause. You've probably heard the stat that 80% of homes in Houston, Texas that were affected by Hurricane Harvey related flooding, did not have flood insurance. That's because some of the households live in a moderate- to a low-risk area for flooding, so homeowners didn't believe the need was great enough to purchase flood insurance from either Federal Emergency Management Agency (FEMA), who runs the program, or a private firm. However, the National Flood Insurance Program (NFIP) states that 25% of all flood claims come from outside of the high-risk zones. That means there's a chance that flooding can happen anywhere, regardless of where your home is located.