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7 Ways to Save on Your Home Remodel

Posted by Scott Brown   |  Jan 13, 2017 9:11:01 AM

Anybody who's gone through a home remodel knows that they rarely go according to plan or budget. But as time passes and styles change, you must keep your home in proper repair and up to date in order to maintain and increase its value. With the average kitchen and bathroom remodel costing $20,556 and $9,348 (according to Homeadvisor), respectively, any renovation is bound to set you back a decent amount of cash. To help you accomplish the repairs and renovations you need while saving when possible, here are some ways to slash the bill of your next remodel.  

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Save Funds to Care for a Disabled Child Using an ABLE Account

Posted by Ernesto Aguilar   |  Jan 3, 2017 12:46:05 PM

Parents of disabled children face a number of challenges. One significant difficulty is ensuring that your child has enough money to pay for necessary care throughout his/her life. Previously, if you wished to establish a fund to care for a disabled child into adulthood, you had very few attractive options. Special-needs trusts are burdensome and heavy on fees. Government benefits help but of course are limited. Finally, there's some good news: the ABLE account.

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The Top 5 Most Popular PersonalHub Posts: 2016 Edition

Posted by Jennifer Maloy   |  Dec 27, 2016 3:57:50 PM

New years often bring new resolutions. If you've resolved to get your personal finances in order, you came to the right place! Here were the most popular financial planning posts from our PersonalHub blog in 2016.

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The 13 Biggest VA Loan Myths BUSTED!

Posted by Tamara Tapman   |  Dec 20, 2016 9:42:45 AM

Did you know that there's a huge percentage of veterans who don’t even know they have a wonderful home loan benefit? VA loans are an excellent way for veterans to purchase a home or refinance an existing one. Unfortunately, along with the lack of knowledge about the program, there are a lot of misconceptions about the VA loan process. VA loans do not have to be difficult to understand.

Check out this list below to help shed some light on common myths and facts on the VA home loan.

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Say What?! 10 Things You May Not Know About Auto Insurance

Posted by Jacki Cameron   |  Dec 14, 2016 12:06:25 PM

When it comes to selecting auto insurance, sometimes it’s just easiest to go with the company your parents use, a friend’s recommendation, or the company with the catchy commercial jingle. However, since insurance companies have different rates and coverage options, these really aren’t the best ways to decide what carrier and coverage are best for you. Shopping around is essential to getting the proper coverage and service you need at a price that fits your budget. Since not every insurance agent will give you in-depth information on their available coverage options, it’s important to be aware of these little-known facts prior to purchasing an auto policy.

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What to Expect When Closing on Your New Home

Posted by Mark Jensen   |  Dec 6, 2016 11:26:14 AM

You have everything checked off on the mortgage process checklist above, and have finally made it to the very last, most exciting check mark—closing the transaction, also known as the settlement.  This is the moment where ownership of the home will transfer to you, the buyer, from the seller. But before the closing is final and the keys to your new house are dropped in your hands for good, there are a few things you need to know to help you prepare:

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The Differences Between Term Life and Permanent Life Insurance

Posted by Joan Cleveland   |  Nov 15, 2016 9:03:00 AM

Although most people don’t like to think about it, getting life insurance is an important decision for you and your family. Buying life insurance now helps protect your dependents later if you’re not around to take care of them. After you’re gone, your family can use the proceeds to cover funeral costs, mortgage and other loan payments, college tuition, and other expenses.

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When to Dip Into Your Emergency Savings Fund

Posted by Gil Castillo   |  Nov 8, 2016 2:00:00 PM

If you look up "emergency" in Merriam-Webster's dictionary, you'll see the definition is listed as, "an unexpected and usually dangerous situation that calls for immediate action."  When considering whether a specific expense is an appropriate use of the emergency savings fund you probably saved for years to accumulate, the word unexpected is key. 

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Save Money on Your Teenage Driver's Auto Insurance

Posted by Jacki Cameron   |  Nov 2, 2016 4:26:38 PM

If you’re already complaining about your teen's extracurricular expenses, then you don’t have a 16-year old who’s about to get their license and start driving. Not only does the expense of purchasing an additional vehicle come to your mind, but the added expense of an auto insurance policy probably gives you a little anxiety as well. While teens are considered a higher-risk, it doesn’t mean you will have to break the bank when purchasing an auto insurance plan. Here are few tips and tricks you can do to help save some money.

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How to Determine the Amount of Life Insurance You Need

Posted by Joan Cleveland   |  Oct 25, 2016 9:04:00 AM

Figuring out how much life insurance you need doesn't have to become an extensive mathematical equation that you can't easily solve. As we know, life happens. What does that mean for you? As you reach different milestones in your life, you will need to determine if that requires you to increase your life insurance coverage. Let's say you receive a substantial pay raise, now your family will rely on that extra income to cover a larger portion of expenses. This is a great example of when you would want to reevaluate your life insurance coverage amount. 

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About PersonalHub

SWBC's PersonalHub blog is your one-stop resource for everything related to your financial well-being. Come here to learn about a variety of topics, including insurance, mortgages, financial planning, investments, and more!