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Should You Borrow from Your 401(k)?

Sometimes, when you need money, you don't always have a lot of great options, especially when you want to avoid paying an arm and a leg in interest. One option to quickly gather funds may be to take a loan from your 401(k) account. Let's be clear that this should not even be a consideration for those times you simply want some expensive new electronic or other unnecessary purchase. However, sometimes we have real needs for cash that may justify taking a hit to our retirement savings:

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