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PersonalHub

Your one-stop resource for everything related to your financial well-being. 

 

Is Technology Making You a More Distracted Driver?

Every year, we're introduced to new car features, electronic devices, and smartphone apps that promise to increase safety, make our lives easier, and automate tasks. Often, the benefits of these technologies are a matter of opinion and personal preference, but what about their collective effect on our attentiveness, especially while driving? Even safety and time-saving technologies require our brain power and some amount of time to learn and operate. How does this affect our ability to pay attention to the road?

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A 10-Step Guide to Improving Your Credit Score

Did you know that only 10% of Americans know their credit score?

Those are the findings of a survey commissioned by TrueCredit.com, a web subsidiary of the credit bureau, TransUnion. “It is shocking how little Americans know about their credit,” said John Danaher, president of TrueCredit.com. “Good credit is a cornerstone of your financial profile, enabling you to finance major purchases, such as a home, education, or car.” Then, he added, “Not knowing about your credit can expose you to higher interest rates which translates into less money in your pocket at the end of the day.”

When you apply for credit, your credit scores help lenders determine whether or not you are able to repay the loan based on your past financial performance. With a higher score, you qualify for better interest rates, higher credit limits, and more types of credit than you would with a lower score.

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3 Reasons Why You Need Uninsured Motorist Coverage

There most always will be a time in your life when you'll hate insurance and the money you consider to be throwing away (probably because you haven't had to use it) and a time when you are so grateful that you had the coverage in place (probably when, unfortunately, you'll have to use it).

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3 Things You Should Know Before Purchasing a New Vehicle

Are you in the market for a new vehicle? Have you put too many miles on your current car, or are you getting your first set of wheels? Whatever the case may be, there are a few important things to consider before you visit the dealership.

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